Rent or Buy?
Unrecoverable Costs.
Compare the long-term unrecoverable expenses of renting versus buying a home.
Buying Assumptions
Home Price
Down Payment (%)
Down Payment Amount
Mortgage Interest Rate (%)
Loan Term (Years)
Annual Property Tax ($)
Annual Home Insurance ($)
Monthly HOA Fees ($)
Annual Maintenance (% of Home Price)
Home Appreciation (%, annual)
Buying Closing Costs (% of Price)
Selling Closing Costs (% of Future Price)
Renting Assumptions
Initial Monthly Rent ($)
Annual Renter's Insurance ($)
Rent Increase (%, annual)
General Assumptions
Comparison Horizon (Years)
Apply Tax Deductions?
Marginal Tax Rate (%)
Compare Unrecoverable Costs
Unrecoverable Cost Comparison
Comparison Horizon:
Buying is Cheaper by (Unrecoverable Costs):
Total Unrecoverable Buying Costs:
Total Unrecoverable Renting Costs:
Cumulative Unrecoverable Costs Over Time
Breakdown of Unrecoverable Buying Costs
No data available.
Breakdown of Unrecoverable Renting Costs
No data available.